Checking

Big banks can't compete with our membership benefits. See which checking account suits you best-- whether you're into earning rewards, unlimited ATM fee refunds, or earning dividends on your account balance, we have the one that's right for you.  

Kasasa Cash ® - Earn 3.00% APY* on your checking.

  • 3.00% APY* on balances up to $10,000
  • 3.00% to 0.35% APY on balances over $10,000 depending on balance in account*
  • 0.08% APY* if qualifications aren't met
  • Refunds on ATM fees, nationwide (unlimited)*
  • No minimum balance to earn rewards
  • No minimum deposit to open
  • No monthly service fees
  • Free online banking, mobile banking, and eStatements

Earning your Kasasa rewards is easy.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Cash Back account during each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

If you don't meet these qualifications, don't worry.

Your Kasasa account is still free. Plus with Kasasa Cash, you'll still earn our base rate. And you can get right back to earning your Kasasa Cash or Kasasa Cash Back rewards the very next cycle that you qualify.

Apply Now

Kasasa Cash Back ® - Get paid to go shopping.

  • 3% cash back on debit card purchases**
  • Earn up to $9 cash back per month**
  • No category restrictions on purchases
  • Refunds on ATM fees, nationwide (unlimited)**
  • No minimum balance to earn rewards
  • No monthly service fees
  • No minimum deposit to open
  • Free online banking, mobile banking, and e-statements

Earning your Kasasa ® rewards is easy.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

If you don't meet these qualifications, don't worry.

Your Kasasa account is still free. Plus with Kasasa Cash, you'll still earn our base rate. And you can get right back to earning your Kasasa Cash or Kasasa Cash Back rewards the very next cycle that you qualify.

Apply Now

Along with your checking account, take advantage of:

*Kasasa Cash APY = Annual Percentage Yield. APY's accurate as of 02/01/2016. Rates may change after account is opened. No minimum to open. If qualifications are met each monthly qualification cycle: (1) domestic ATM fees incurred during qualification cycle will be reimbursed and credit to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 3.00%; and (3) balances over $10,000 earn 0.08% dividend rate on portion of balance over $10,000, resulting in 3.00%-0.35% APY depending on the balance. If qualifications are not met, all balances earn 0.08% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Accounts closed mid-cycle before dividends are posted will not receive accrued dividends. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly qualification cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN. Transfers between accounts do not count as qualifying transactions.

**Kasasa Cash Back No minimum to open. First qualification cycle automatically qualify for rewards. When monthly qualifications are met, you receive 3.00% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to total cash back of $9.00 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly qualification cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees, incurred during qualification cycle will be reimbursed and credit to account on the last day of monthly statement cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Limit one account per SSN. Transfers between accounts do not count as qualifying transactions.