Home Equity Line of Credit (HELOC)

Have you been dreaming about a remodel of your home, buying a new car, or perhaps wondering how you are going to pay for college? Now is the time to stop dreaming and let us help make your dreams a reality.

We offer 4% APR* for Home Equity Lines of Credit $100,000 and under, with no fees. Other banks and financial institutions can't compete.
For Home Equity Line of Credit limits over $100,000 PFCU offers low competitive fees and advantages such as:
• No annual fees
• Borrow up to 80% of your home’s appraised value, less First Trust Deed balance (if any)
• 10 year draw period

Parsons FCU also offers a variety of Fixed-Rate 2nd Trust Deed loan products. Please contact a PFCU Mortgage Representative at 800-765-4527 x385 to discuss which of our 2nd Trust Deed loan options works best for you.

*APR=Annual Percentage Rate. Rate is subject to change at any time. Your annual percentage rate may be higher based on credit qualifications.

Apple Pay Now Available for Visa Credit and Debit cards!

Apple Pay Now Available to Parsons Federal Credit Union Members Offering an Easy, Secure & Private
Way to Pay. Click here for more information.


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