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At PFCU, we’re always working to give you the best rates possible. For what’s current on our accounts, check out the info below and remember that having a Power Account can increase your yield on a certificate account. Go to "Other Services" to read more about how a Power Account can make you money!
The Board of Directors declared the following dividend rates effective January 1, 2015 through January 31, 2015:
*Annual Percentage Yield
***Minimum balance required for dividend.
Any Certificate Account can be opened as an IRA. There may be penalties assessed for early withdrawal. Fees may reduce earnings.
¹If your daily balance is $10,000 or less, the interest rate paid on the entire balance in your account will be .13% with annual percentage yield (APY) of .13%.
²If your daily balance is $10,000.01 or more, the interest rate paid on the entire balance in your account will be .15% with annual percentage yield (APY) of .15%.
Variable Rate Certificates:
When Dividend Rates Change: The dividend rate for certificates may change on the first day of the month. The amount will be added to the original balance and the sum will be subject to the dividend rate then in effect for certificates.
Index: Adjustments in the dividend rate will be based on the Federal Home Loan Bank’s 11th District Cost of Funds. Call (415) 616-2600 for Current Rate.
How Dividend Rates Change: Before each Change Date, the current index amount will be determined and a margin established by the Board of Directors of this Credit Union, will be deducted. This is the new dividend rate and is effective on the first day of the month. This rate will apply to the balance of your account.